Why You Need a Dash Cam for Your Vehicle

So you have a car and you’ve got your insurance so you’re covered right? Well, not exactly. I mean yes, your insurance company will pay for any damages to your car whether it is your fault or not, but for any damages that are not your fault such as someone keying your car or bumping into your fender in the parking lot while you’re at Wal-Mart shopping.

Lucky for you there’s a way to catch these culprits.  All you need is a dash cam installed in your car that can record what the camera sees and hopefully catch all the action.  There are many dash cams on the market today so choosing the right one to buy can be a nightmare.  There are many things to consider such as are you going to install it yourself or will you pay someone to do it.  You also need to consider having a rear facing camera as well as this can pick up footage of anyone that may rear end you.

So here let’s talk about some common features of dash cams that can help you decide which one is for you.

HD Image

Cameras are very high tech these days in you can get a very good quality camera for a decent price.  You will want to have at minimal 1080 P resolution for the front facing cam and 720p for the rear facing cam.  Of course if the rear can also be 1080P that would be great too.  The reason why you want HD quality is that it is very important to pick up details such as a license plate number.  If you’re involved in an accident, if the other car takes off and you didn’t get the plate number there is a chance they may escape scott free and your insurance company will be expected to pay the repair bills.  However, with a dash cam that has high resolution capturing, you should have no problems capturing a license plate number.

Automatic Recording

If convenience is important to you were you like a set it and forget it feature, then a loop recording feature is what you want.  What this feature does is it will capture footage for a period of 10 or 15 minutes and then it will delete that footage and start over again.  This way you are not filling up your memory card with useless data.  In the event of an accident the camera will keep the recording so that you can use it for playback.  Some cams will offer automatic and Manual recording in the event that you want to record for example a scenic drive without the risk of losing the footage.

Motion Detection

If you’re worried about where your car is parked whether you are out shopping or while it’s parked outside of your home then motion detection is a feature that you must have.  If the camera detects movement it will start to record and capture the footage.  You can imagine how valuable this is in the event of someone trying to vandalize your car.

GPS

This is a feature that is not all that important but it certainly helps in the event of a collision that gets investigated by your insurance company.  Having GPS with a dash cam will provide data points including the date, speed, location and direction regarding the collision.  If you’re not worried about this feature then you can save yourself some money because to have GPS enabled on these devices will cost you a little more.

Whichever dash cam you decide to get read up on some reviews or just go to an electronics store and talk to an expert.  You already have the necessary information you need for a basic understanding of the features of a dash cam.

Source: https://dashcamreviews.org

How To Get a Great Deal on a Used Car

When you are ready to buy your first car ever,  you will want to be very price savvy of the type of car you are buying. You need to know if the sticker price of a car you are interested in is the true value of the car or not. You definitely don’t want to be paying more for the car or SUV that you are looking at. You will then need to familiarize yourself on facts and information about solid car-buying tips so that when it comes time to deal, you have the upper hand.

Knowing the True Price of a Car

When you find a car you like and need to know the value, it’s not going to be readily apparent to you but you should be able to get a ball-park estimate of what it is worth. This should be somewhat close to the actual value of the vehicle.  Stepping into a car dealership armed with this knowledge will put you in a good position which is better than most of the public that walks into the same dealership.

Market Price

Once you know the market value of the car, you know that this is the average price that people will pay for the car. One of the best ways is to do comparison pricing on the vehicle you are looking for. If you do not have a car in mind yet, you should have at least 3 choices. Never go looking for a car without know which specific model you want. The reason for this is you need to do your due diligence on research of the car. You don’t want to buy a car that has had too many bad reviews.

Price comparison sites will also give you reviews of the car that you are interested in buying. Once you have selected the car you would like to buy, make note of the prices , write it down if you have to or take screen shots with your phone. You can use this information when you try to bargain for a used car at a dealership. If they are priced too high for the same car you saw online, you can point this out to the salesman.

car-special-of-the-day
Extenuating Factors

Now, in some cases you may find a car priced higher than average.  One of the main factors for this is the mileage. Cars with a lower average mileage of similar cars and the same year, will be more appealing therefore more expensive. If the mileage of a car you like is either the same or higher of similar cars yet the price is higher, you can point this out to your salesman for answer. Use this as bargaining power.

Set a Budget

Along with proper research of the right used car for you, make sure you set yourself a budget. Go online and use a finance calculator to help you decide. If you are financing, this is all too important because you can quite easily extend this budget by an attractive finance package. Do not let this take control of you. Pick a budget and stick with it. A car dealer may try to sell you a higher priced car and you should never fall for it. If you feel they are trying to stick you for more money, just leave.

mercedes-dealership

Do Your Research

Once you have decided on a particular type of car, make sure you narrow this down to the year as well. The age of the car will greatly affect the price. As mentioned above, make sure you research the car you want to buy, making sure there are no ‘lemon’ reports and that there are no recalls. At least no recalls for something considered serious. Research things like gas mileage, reliability and resale value. Along with researching the car, if you find a dealer you should also check their reviews. A good way is to look at the Google reviews as these will be more authentic than any review on the dealers site. We scoured the web and found a good example of a dealership in Toronto that has great reviews. Check out their car line-up here – Dupont Auto Centre – used car sales.  A star rating above 4 is great, above 4.5 is stellar, which these guys have.

Stay Cool and Collected

If you’re really excited to see the car you found online in person, keep this enthusiasm in check. You don’t want the salesman to see your excitement because he or she will just see you as an easy target and not budge on the price. Look at other cars too. Don’t be laser focused on the one car even if that is the one you want. Be calm, but give them the hint you are a buyer and a not a tire kicker and they will respect you. Ask for a test drive and if you like what you drove, make the deal.